• Your Money
    Higher Rates
    Guaranteed Returns
    Protecting
  • Protecting
    Your Money
    Higher Rates
    Guaranteed Returns
  • Protecting
    Higher Rates
    Your Money
    Guaranteed Returns
  • Your Money
    Higher Rates
    Guaranteed Returns
    Protecting
CONDOMINIUM CORPORATIONS
CHARITIES
PRIVATE CORPORATIONS
INDIVIDUALS

 

THE GICPlus MANAGEMENT TEAM

GICPlus is a Registered Deposit Broker, and is affiliated with Cornwall Wealth Management - which has been providing sound financial advice to Canadians since 2010.

GREG GLISTA
MARK LOBSINGER
LORALEE HAUBER

GIC PLANNING

CONDOMINIUM CORPORATIONS

We understand –  The challenges of working on a condominium board are many, including managing the financial affairs of the corporation.  One important duty is the stewardship of the reserve fund; balancing security and returns, staying within guidelines, and keeping within the deposit insurance limits so the money is protected. 

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CHARITIES

We understand – your charity works hard at attracting donors, and you need a portion of the funds raised to be available with short-term liquidity, and a portion of the funds raised to be invested for the long-term.  You need all the funds to be invested in a prudent and secure way. 

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PRIVATE CORPORATIONS

Congratulations – you’ve worked hard to build a successful business.  You have passive investments held within your operating company, and perhaps also within your holding company.   You have the updated 2018 tax rules to keep in mind in order to protect your Corporate Retained Earnings Limit,

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INDIVIDUALS

We understand – you have worked hard for your money and saved well for retirement. Or perhaps a family member now entrusts you with the money they saved over their lifetime. 

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GIC FAQ

What is a GIC?

A Guaranteed Investment Certificate (GIC) is a Canadian investment that offers a guaranteed rate of return over a fixed period of time. Your original investment is guaranteed and you’ll earn interest on your money.

Why are GICs important?

GICs can act as a risk balancer to your portfolio because they offer a safe place to invest, with guarantees as well as options for liquidity and longer-term investment.

Is my money safe?

Yes.  GIC issuers guarantee repayment of your principal and interest.  In the unlikely event that an issuer fails, Canadian dollar GICs are covered by deposit insurance. Canadian Deposit Insurance Corporation (CDIC) insures deposits up to $100,000 per covered financial institution (for GICs with terms up to 5 years). Deposit Insurance Corporation of Ontario (DICO) insures deposits up to $250,000 per covered financial institution (with unlimited coverage for registered accounts).  Talk to us about how to maximize your GIC insurance coverage.

GICPlus Rates

GICPlus is not affiliated with any financial institution.  We survey a competitive community of issuers to source great rates - typically much higher than those of the big 5 banks. Click here for our current rates.

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NEWS

 


CONTACT GICPlus

905.901.4860 - info@GICPlus.ca

1540 Cornwall Road, Suite 101, Oakville

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